Great projects take time,
funding them shouldn't.

Bluewater Capital is a specialist firm in European private credit. We work across four service lines — structuring, agency, security trustee, and market access — combined into a single DCM mandate or taken on their own.

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Our approach

Why Bluewater Capital

Private credit is opaque because traditional firms make it that way. We don't.

Deals reach the market faster — designed and stood up quickly, not over-engineered.

Deal clarity where the market trades in opacity. Structured data, machine-readable where possible, your data always yours — the foundational layer that makes every other transaction move faster.

Transparent, published pricing built for mid-market deals, not an institutional rate card.

Who we work with

We work across the entire private credit ecosystem.

Projects come from everywhere — sponsors backing sector expertise, business owners looking to grow, lenders deploying capital into opportunity, agents making deals happen. We work with all of them because we’re agnostic about the shape of the deal. No conflicts, no house view, no preference for one party’s outcome over another. Just the mechanics of getting it done.

Sponsors

Sponsors backing sector expertise with capital and conviction. We give them the structuring and agency infrastructure to put a deal together without building the back office.

Borrowers

Business owners and management teams raising debt to grow. We help shape the structure and connect the raise to the lenders whose appetite actually fits.

Lenders

Funds and institutions deploying capital into private credit. We give them clean documentation, independent agency and trustee cover, and deals that arrive ready.

Agents

Placement agents and credit intermediaries. We equip them with deal-ready data and work alongside them, never around them.

Our business lines

01 — Structuring

The right vehicle, nothing more.

Every borrower needs a vehicle to reach the capital markets — a debt security, a private placement, a syndicated loan, a convertible. The vehicle's only job is to get you funded, so we keep it simple and fit-for-purpose, not over-engineered. Over fifty years' combined industry experience, nine years of clean operation, zero regulatory friction. Simple structures. Fast execution. Fundable deals.

Simon Pettitt
Simon Pettitt Lead, Structuring. Thirty years originating, structuring, and syndicating debt across the UK, Europe, and Asia.
Explore Structuring
Diagram: outline of Luxembourg with international financial-centre markers and the four BWC product types — loan note, listed bond, securities-funded lending or syndicated loan, actively managed certificates.

02 — Agency

Agency services fail silently and impact deals.

Independent facility agent, payment agent, calculation agent, covenant monitoring, registrar. Run as an active business line not as a side-service. Bilateral and small-club structures, published pricing, no conflicts. Bespoke solution depending on covenant complexity and reporting cadence. Comparable institutional providers don't publish their rates because their rates assume institutional deal sizes.

Shannon Grinnell
Shannon Grinnell Lead, Agency and Compliance. AML and KYC oversight across all engagements.
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Diagram of BWC's agency services.

03 — Security Trustee

The role is straightforward when understood and dangerous when underestimated.

Independent trustee for UK and European debt transactions. Holding security on behalf of lenders and acting on enforcement. Replacement appointments accepted where incumbents are exiting or unable to act. Conducted through Blue Water Trustees Limited (Companies House 12780682).

Michelle Rayner
Michelle Rayner Lead, Trustees. Trustee construction and enforcement, including contested multi-jurisdictional recoveries.
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Editorial illustration of a bank vault, representing security held on behalf of lenders.

04 — Market Access

Capital isn't the constraint. Being trusted is.

There's more than $500bn of undeployed private-credit capital hunting deals — but the lenders who'll fund yours, on terms you can live with, are a specific few, and how they choose changed inside a year. Their credit teams now run the first pass with AI, in minutes. Reading a deal is the easy part; the machine's real question is whether it can trust what it reads. A deal that's thin, stale, or that never reaches the right desks dies at the first pass. We know this market and how it assesses now, and we make your deal one it can trust: owned at source, current, your data always yours. And where you need a route to those lenders, we bring on the placement agent best placed to carry it — paid only on capital raised.

Henry Porter
Henry Porter Managing Director. Leads client mandates and the firm's market access work.
Explore Market Access
Diagram mapping mid-market borrowers to lender appetite.

Most clients engage one of our four business lines. The other three are why they trusted us enough to engage at all.

Faster to market, and priced for the mid-market.

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